Welcome to Big Wave Payments!
Ride The Payment Wave
Trusted. Fast. Secure.
Trusted.Fast.Secure
About Us
At Big Wave Payments, we help businesses accept payments with confidence through simple, secure, and reliable merchant services. From credit cards and debit cards to ACH, mobile, online, and recurring payments, we provide solutions built around how merchants actually do business.
We understand that payment processing affects more than transactions. It impacts cash flow, customer experience, reporting, compliance, and growth. That is why we take a relationship-first approach, helping each business find the right tools, pricing structure, and support without confusing jargon or one-size-fits-all solutions.
Big Wave Payments works with retail shops, restaurants, service businesses, e-commerce merchants, professional offices, and growing companies that need dependable payment options and responsive guidance. Our goal is to make payment processing easier, clearer, and better aligned with your business needs.
Whether you are starting a new business, changing providers, adding online payments, or looking for better support, Big Wave Payments is here to help you move forward.
Big Wave Payments — Ride the Payment Wave.
Trusted.Fast.Secure
Products
Merchant Services for Businesses That Need to Take Credit Card Payments
Big Wave Payments provides merchant services for businesses that need a simple, reliable way to accept credit card payments. We help businesses take payments in person, online, by phone, by invoice, or on the go.
Credit & Debit Card Processing
Accept major credit and debit cards with secure processing solutions built around your business. We support in-store, online, keyed, recurring, invoice, and mobile payments.
Point-of-Sale Systems
A point-of-sale system helps your business take payments and manage daily operations. Options may include sales tracking, inventory, employee access, customer tools, tips, and reporting.
Credit Card Terminals & Equipment
We offer modern payment equipment for face-to-face transactions. Options may include countertop terminals, wireless terminals, pin pads, mobile readers, and POS-connected devices.
Mobile Payments
Mobile payment tools are ideal for businesses that accept payments away from a counter. Contractors, food trucks, vendors, delivery services, and field teams can take payments from almost anywhere.
Ecommerce & Online Payments
Big Wave Payments helps businesses accept payments through websites, shopping carts, payment links, invoices, and online checkout pages. These tools make it easier to sell products and services online.
Payment Gateway Solutions
A payment gateway securely authorizes and manages online and card-not-present payments. Gateway tools may include invoicing, recurring billing, tokenization, customer vaults, fraud controls, and reporting.
Virtual Terminal & Invoicing
A virtual terminal lets you key in payments securely from a browser. It is a strong option for businesses that take payments by phone, email, or invoice.
Transparent Pricing Options
Big Wave Payments helps merchants review pricing options that fit their business. Options may include interchange-plus pricing, flat-rate pricing, dual pricing, and other merchant-services programs.
Fraud Prevention & Payment Security
Secure payment acceptance helps protect both your business and your customers. We support EMV-capable equipment, PCI-focused tools, tokenization, encryption, gateway controls, and fraud-prevention features.
Merchant Reporting & Account Management
Reporting tools help business owners track sales, deposits, refunds, chargebacks, and transaction activity. Better visibility makes it easier to manage cash flow and daily operations.
Business Capital
Qualified merchants may have access to business capital options. Funding can help support inventory, equipment, marketing, seasonal demand, or working capital needs.
Integrated Payments
Integrated payments connect your payment processing with the software your business already uses. This can reduce manual entry, improve reporting, and simplify reconciliation.
Merchant Services Made Simple
Big Wave Payments helps businesses take credit card payments without making the process complicated. From terminals and POS systems to online payments, gateways, invoicing, and merchant accounts, we help you choose the right solution.
Need to take credit card payments? Big Wave Payments can help you get set up and ready to accept payments with confidence.
